Last updated: 30 April 2026
Money20/20 Europe has published its full agenda for the 2026 edition in Amsterdam, bringing together more than 450 speakers across banking, payments, crypto, and policy for three days of content at the RAI Amsterdam Convention Centre from June 2 to 4. The lineup includes Arjun Sethi, Co-CEO of Kraken; Cassie Craddock, VP and Managing Director UK and Europe at Ripple; Kelly Devine, President of Europe at Mastercard; Michael Shaulov, CEO of Fireblocks; and Simone Maini, CEO of Elliptic. The conference is positioning 2026 as the year the industry moves from experimenting with AI and digital assets to deploying them at production scale.
Key Highlights
- Money20/20 Europe 2026 runs June 2 to 4 at RAI Amsterdam Convention Centre, with 450+ speakers across six stages
- Key speakers include Arjun Sethi (Kraken), Cassie Craddock (Ripple), Kelly Devine (Mastercard), Michael Shaulov (Fireblocks), Simone Maini (Elliptic), and James Gibson (Revolut)
- Four themes anchor the agenda: AI and the Agentic Age, The Great Rebundling, Money Stack Rewired, and Regulation in the Fast Lane
- A new Intersection Stage is dedicated to the convergence of traditional finance and decentralised finance, covering stablecoins, tokenisation, and digital asset infrastructure
- New features include SmartMeet (curated buyer and seller meetings), an expanded Startup Hub, a private Investor Lounge, and the invite-only Policy20 Summit
- Europe’s regulatory frameworks, including MiCA and the new Anti-Money Laundering Authority (AMLA), are central discussion points throughout the agenda
Why This Year’s Show Is Different
Money20/20 Europe has run annually since 2013 and has always drawn a cross-section of the payments and banking industry. What makes the 2026 edition structurally different from prior years is that the agenda is no longer treating AI or digital assets as emerging topics. Both are positioned as operational realities that senior decision-makers are actively deploying, not evaluating.
Bryony Naylor, VP of Money20/20 Europe, described the shift directly: “We’ve built a programme that reflects what leaders tell us they need most: clarity, connection, and a space to make sense of rapid shifts across AI, digital assets, and regulation. These conversations are grounded in real decisions being made inside banks, fintechs, and regulatory bodies right now.”
The presence of senior executives from Mastercard, Ripple, and Kraken on the same stage, alongside the CEO of ABN AMRO and the executive board member of the new Anti-Money Laundering Authority, reflects how thoroughly the institutional and crypto sides of finance have converged in 2026. Three years ago, a conference agenda featuring all of those names would have separated them into different tracks. This year, they are on shared panels.
The Intersection Stage: TradFi Meets DeFi
The most significant structural addition to the 2026 agenda is the Intersection Stage, described as the epicentre of the convergence between traditional financial institutions and decentralised financial networks. The stage is dedicated to stablecoins, tokenisation, digital assets, and the infrastructure layer that connects them to conventional payment rails.
Speakers confirmed for the Intersection Stage include Michael Shaulov of Fireblocks, Cassie Craddock of Ripple, Mark Jennings of Gemini Europe, Simone Maini of Elliptic, and Olugbenga Agboola, founder and CEO of Flutterwave. The combination of a compliance intelligence firm (Elliptic), a custody and settlement infrastructure provider (Fireblocks), a cross-border payments network (Ripple), and a major African payments platform (Flutterwave) maps almost exactly to the infrastructure stack required for institutional-grade digital asset adoption.
Stablecoins are now a $300 billion asset class, and the question of how they integrate with regulated payment infrastructure is no longer theoretical. The Intersection Stage is where that conversation happens in front of the people building and buying that infrastructure.
The timing is important. Europe’s MiCA regulation came into full effect in December 2024, giving institutions operating across the EU a compliance framework for crypto assets that the United States still lacks. That regulatory clarity has made Europe’s institutional crypto adoption faster than many expected, and it gives Money20/20 Europe a competitive advantage over its Las Vegas counterpart in hosting the conversations where that adoption is actually being structured.
The Four Themes and What They Signal
The organisers have organised the 2026 agenda around four themes, each of which reflects a genuine inflection point in financial services rather than a marketing construct.
AI and the Agentic Age addresses the shift from AI as a feature embedded in products to AI as an autonomous decision-making layer. The session “AI Takes the Wheel: The New Power Dynamic in Financial Decisions,” featuring Maik Taro Wehmeyer of Taktile and moderated by Rana Yared of Balderton Capital, goes directly at the question of how financial institutions scale AI agents beyond pilots without losing oversight or control. This is the operational frontier for banks and fintechs in 2026, and the session makes no attempt to soften it.
The Great Rebundling examines the reversal of the unbundling trend that defined fintech from 2015 to 2022. The era of single-purpose fintech apps serving one financial need is giving way to comprehensive platforms that consolidate multiple services. Revolut’s presence at the conference, with James Gibson discussing how fintechs are rewriting business banking, is the most visible example of that trend in the speaker lineup.
Money Stack Rewired covers the stablecoin-driven transformation of payment infrastructure. Tokenisation of real-world assets and programmable money movement via stablecoins are the specific mechanisms this theme addresses. The infrastructure being built in this space, including the kind Tether and Fasset launched with their gold-backed card this week, is what Money Stack Rewired is designed to analyse.
Regulation in the Fast Lane is the theme that makes the European edition of Money20/20 uniquely relevant in 2026. With MiCA fully in force, the Anti-Money Laundering Authority operational, and multiple European central banks advancing their digital euro work, the regulatory environment in Europe is moving faster than any other major jurisdiction. Simonas Krėpšta from the Anti-Money Laundering Authority is speaking on the agenda, making this a rare opportunity to hear directly from the regulator whose decisions will shape European crypto compliance for the next decade.
Notable Sessions Worth Following
“Europe’s Institutional Crypto Advantage,” featuring Simone Maini of Elliptic and Michael Shaulov of Fireblocks, addresses how MiCA has shifted the institutional adoption curve in Europe relative to other jurisdictions. The session examines why institutions are moving from evaluating digital assets to deploying them, and how blockchain intelligence tools are reshaping compliance standards in the process. This is the conversation that determines whether European institutions build or outsource their digital asset infrastructure in the next 18 months.
“The Geopolitics of Money,” featuring Oracle, Mastercard, and the Lithuanian Ministry of Finance, examines how identity and payment infrastructure have become instruments of geopolitical power. In an environment where the UAE’s OPEC exit and shifting Gulf alliances are redrawing energy and currency relationships, the question of who controls payment rails and how those rails interoperate across borders has moved from an operational question to a strategic one.
“How Fintechs Are Rewriting the Business Banking Playbook,” with Lucy Demery of Visa and James Gibson of Revolut, covers the commercial payments space, where the distinction between bank products and fintech products has almost entirely dissolved. Revolut Business processing enterprise payroll, treasury, and expense management alongside consumer accounts is the operational reality that this session addresses.
The Startup and Investor Layer
Money20/20 Europe has expanded its startup infrastructure notably for 2026. The Startup Hub has a larger stage and a bigger exhibition footprint. The Startup Pitch Competition returns, with 2025 winner Sinpex back at the show with an expanded presence. A new private Investor Lounge brings venture capital firms together for closed meetings separate from the main conference floor.
The SmartMeet programme is the most operationally interesting addition. It algorithmically matches solution providers with strategic buyers based on stated needs, removing the randomness from conference networking. For infrastructure and compliance vendors whose sales cycles depend on reaching the right decision-maker at the right institution, a curated meeting programme at this scale is sharply more valuable than a booth on the show floor.
Venture capital activity in crypto and fintech has been recovering through 2026, and a dedicated investor area at the largest European fintech conference is a signal that capital is actively looking for deployment opportunities in the digital finance infrastructure space.
Why This Matters for Web3 and Crypto
Money20/20 is not a crypto conference. It is a financial services conference where crypto has earned a permanent seat at the table. The creation of a dedicated Intersection Stage, the presence of Ripple, Kraken, Fireblocks, Elliptic, and Gemini in the speaker lineup, and the central positioning of stablecoins and tokenisation as a primary theme all reflect how thoroughly digital assets have penetrated institutional financial services discourse in Europe.
The contrast with two years ago is significant. At Money20/20 Europe 2024, digital assets were one track among many. At the 2026 edition, they are one of four defining themes of the entire event, with their own stage and their own infrastructure track running across all three days.
The debate at the Bitcoin 2026 Conference in Las Vegas this week about institutional capture of Bitcoin is the uncomfortable flip side of this mainstream integration. Money20/20 Europe represents the institutional side of that integration: the payments executives, regulators, and compliance officers who are building the infrastructure that digital assets will eventually run on at scale.
The TCB View
The Money20/20 Europe 2026 agenda is a precise reflection of where institutional financial services actually is in mid-2026, not where it was projecting itself to be two years ago. AI is in production at scale, stablecoins are entering commercial payment flows, and European regulation is setting the compliance standard that the rest of the world is watching. The Intersection Stage is the most telling addition. When the world’s largest payments conference creates a dedicated stage for the convergence of traditional and decentralised finance, it is not making a prediction. It is acknowledging a reality that its 10,000-plus attendees are already navigating inside their own institutions. The speakers confirmed for that stage, Fireblocks, Ripple, Elliptic, Gemini, Flutterwave, map almost exactly to the compliance, custody, and settlement infrastructure that institutional digital asset adoption requires. The June event in Amsterdam will be worth tracking not for the keynotes but for what the closed-door meetings between those names and the European banks in the room actually produce. The underlying protocol infrastructure being built for tokenisation and digital assets is maturing at exactly the moment that the institutional demand to deploy it is arriving. Amsterdam in June is where those two tracks will meet in a room together for the first time at this scale.
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